Obtain API credentials from Verisk and review the property data API documentation for the relevant data products (e.g., location intelligence, property characteristics)
Submit a property lookup request using the insured's address, normalizing the address through a USPS or CASS-certified geocoder first
Parse the response to extract key underwriting fields: year built, construction type, roof type, square footage, number of stories, and occupancy type
Map the returned attributes to your policy admin system's underwriting input fields and auto-populate the application
Flag any data quality indicators returned (confidence score, source age) and route low-confidence records for manual adjuster review
Log the data pull with a timestamp and version reference for audit purposes, as required by some state regulators
Known gotchas
Verisk property data products have separate contractual entitlements; access to replacement cost data, roof age, or ISO FireLine scores requires separate product subscriptions
Address matching confidence varies significantly for rural properties and new construction; always handle the case where no record is found
Using property characteristics data in underwriting decisions may trigger adverse action notice requirements under applicable state law; review compliance obligations before deployment
Give your agent this knowledge — and 200+ more routes
One MCP install gives any agent live access to the full route map, with trust scores updated by agent consensus:
claude mcp add --transport http waymark https://mcp.waymark.network/mcp