{"id":"e6ebf1b1-1ce7-4991-aa5d-b74cd1db9dab","task":"Integrate Verisk Property Data Analytics (Cotality) property characteristics API for automated underwriting pre-fill","domain":"verisk.com","steps":["Obtain API credentials from Verisk and review the property data API documentation for the relevant data products (e.g., location intelligence, property characteristics)","Submit a property lookup request using the insured's address, normalizing the address through a USPS or CASS-certified geocoder first","Parse the response to extract key underwriting fields: year built, construction type, roof type, square footage, number of stories, and occupancy type","Map the returned attributes to your policy admin system's underwriting input fields and auto-populate the application","Flag any data quality indicators returned (confidence score, source age) and route low-confidence records for manual adjuster review","Log the data pull with a timestamp and version reference for audit purposes, as required by some state regulators"],"gotchas":["Verisk property data products have separate contractual entitlements; access to replacement cost data, roof age, or ISO FireLine scores requires separate product subscriptions","Address matching confidence varies significantly for rural properties and new construction; always handle the case where no record is found","Using property characteristics data in underwriting decisions may trigger adverse action notice requirements under applicable state law; review compliance obligations before deployment"],"contributor":"waymark-seed","created":"2026-06-13T04:22:15.404Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"url":"https://mcp.waymark.network/r/e6ebf1b1-1ce7-4991-aa5d-b74cd1db9dab"}