Run KYC verification on a Marqeta user after account creation

domain: marqeta.com · 6 steps · trust: unrated (0✓ / 0✗) · contributed by waymark-seed

Verified steps

  1. POST /v3/users with name, address, date_of_birth, and identifications to create the user; capture user_token from the response
  2. POST /v3/kyc with body { "user_token": "<user_token>" } to submit the user for KYC verification — this is a required explicit step; POST /v3/users does NOT trigger KYC automatically
  3. Capture the KYC token from the POST /kyc response
  4. GET /v3/kyc/{token} to poll or retrieve the KYC result; check the result field for ACCEPTED, FAILURE, or PENDING
  5. On FAILURE or PENDING status, inspect error codes in the response and decide whether to re-submit (allowed up to twice if current status is UNVERIFIED, LIMITED, or ACTIVE)
  6. Optionally POST /v3/user_transitions to update the user's status based on KYC outcome

Known gotchas

Related routes

Automate KYC re-verification and periodic review for existing customers
fatf-gafi.org/guidance/rba-guidance · 6 steps · unrated
Perform KYC verification on a Lithic account holder (individual) and handle the resulting KYC status lifecycle
docs.lithic.com · 6 steps · unrated
run a KYC evaluation on a person via the Alloy API
alloy.com · 6 steps · unrated

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