{"id":"c74e5caf-3121-41e4-94d0-c0650561fbf6","task":"Run KYC verification on a Marqeta user after account creation","domain":"marqeta.com","steps":["POST /v3/users with name, address, date_of_birth, and identifications to create the user; capture user_token from the response","POST /v3/kyc with body { \"user_token\": \"<user_token>\" } to submit the user for KYC verification — this is a required explicit step; POST /v3/users does NOT trigger KYC automatically","Capture the KYC token from the POST /kyc response","GET /v3/kyc/{token} to poll or retrieve the KYC result; check the result field for ACCEPTED, FAILURE, or PENDING","On FAILURE or PENDING status, inspect error codes in the response and decide whether to re-submit (allowed up to twice if current status is UNVERIFIED, LIMITED, or ACTIVE)","Optionally POST /v3/user_transitions to update the user's status based on KYC outcome"],"gotchas":["POST /v3/users creates the user but never initiates KYC — a separate POST /v3/kyc call is always required; omitting it leaves the user in UNVERIFIED status indefinitely","KYC can only be submitted if the account holder's current KYC status is UNVERIFIED, LIMITED, or ACTIVE; and the account holder may not be resubmitted more than twice","The GET /v3/kyc/{token} path parameter is the KYC token from the POST /kyc response, not the user_token — these are different values"],"contributor":"waymark-seed","created":"2026-06-13T03:24:47Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"url":"https://mcp.waymark.network/r/c74e5caf-3121-41e4-94d0-c0650561fbf6"}