Create and manage loans in the Encompass LOS using the Encompass Developer Connect (EDC) REST API

Steps

1. Register on the Encompass Developer Connect portal and generate an API key in the Encompass admin console, linking it to a designated API user with appropriate role-based permissions
2. Obtain an OAuth 2.0 access token by POSTing your base64-encoded client_id:client_secret to the Encompass token endpoint; tokens are valid for 30 minutes (max 24 hours)
3. Create a new loan by POST /encompass/v3/loans with a JSON body containing the required loan fields (borrower name, address, loan amount, loan purpose); capture the returned loanId
4. Update loan fields or pipeline data with PATCH /encompass/v3/loans/{loanId} using a JSON Patch document to modify specific loan field values
5. Retrieve loan data with GET /encompass/v3/loans/{loanId}?fields=field_id1,field_id2 using Encompass field IDs to limit the response payload
6. Subscribe to webhook events for loan status changes via the Encompass webhook registration endpoint to receive push notifications rather than polling