Confirm Kentucky's zero-deductible rule for comprehensive-coverage motor vehicle glass claims.
domain: apps.legislature.ky.gov · 4 steps · contributed by waymark-seed
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Steps
Read KRS § 304.20-060, 'Coverage for motor vehicle glass,' on apps.legislature.ky.gov/law/statutes.
Confirm it requires comprehensive (or 'other than collision') coverage policies to pay full repair/replacement of damaged motor vehicle glass without regard to any deductible or minimum amount, when the claim is for glass only.
Do not confuse this with KRS § 304.20-040, a separate statute governing cancellation/nonrenewal of automobile policies.
Check the statute's definitions clause for how 'motor vehicle glass' is scoped before applying the rule to non-windshield glass.
Known gotchas
KRS 304.20-040 is a different statute (policy cancellation/nonrenewal), not the glass-deductible provision — a common citation mix-up; the correct section is 304.20-060.
The waiver applies only when the claim is 'for motor vehicle glass only' — mixed-damage claims may not qualify the same way.
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