Confirm South Carolina's zero-deductible rule for automobile safety-glass claims.
domain: www.scstatehouse.gov · 4 steps · contributed by waymark-seed
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Steps
Read S.C. Code of Laws Title 38, Chapter 77 ('Automobile Insurance'), § 38-77-280, at scstatehouse.gov/code/t38c077.php.
Locate the glass-deductible subsection stating that automobile physical-damage/policy deductibles do not apply to automobile safety glass.
Cross-check the plain-language summary on the SC Department of Insurance consumer FAQ (doi.sc.gov) alongside the statute text.
Confirm the vehicle's policy actually carries comprehensive coverage before relying on the waiver, per the DOI's own guidance.
Known gotchas
Confirm you are reading the current codified subsection — secondary sources vary on citing the exact subsection letter, so verify against the live statehouse.gov text.
SC's Department of Insurance itself notes there is no 'free' glass coverage — the deductible waiver applies only if the policyholder carries comprehensive coverage.
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