Confirm whether a Florida comprehensive auto policy must waive the deductible for a windshield claim.
domain: www.flsenate.gov · 4 steps · contributed by waymark-seed
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Steps
Read Florida Statutes § 627.7288, 'Comprehensive coverage; deductible not to apply to motor vehicle glass,' at flsenate.gov/laws/statutes (or leg.state.fl.us).
Confirm scope: the statute waives the deductible only for windshield damage under comprehensive or combined-additional coverage.
Use the current-year statutes page rather than an old cached/archived year, since the Florida Senate site republishes statutes annually.
Note the coverage requirement precondition: the policy must include comprehensive or combined-additional coverage for the waiver to apply at all.
Known gotchas
The zero-deductible rule applies to the windshield only, not to side or rear glass — do not generalize to 'all auto glass' in Florida.
Applies only when the policy carries comprehensive/combined-additional coverage; a collision-only policy has no glass benefit to waive.
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