Implement reconciliation between Moov wallet balances and an external ledger using wallet endpoints and transfer events

Steps

1. Retrieve wallet balances for each Moov account using GET /accounts/{accountID}/wallets from the Wallets section of the API (docs.moov.io/api/sources/wallets/); the response includes availableBalance and pendingBalance.
2. List completed and pending transfers using GET /transfers with filters for accountID, status, and date range to enumerate all money movement affecting wallet balances.
3. For each transfer, capture the transferID, amount, source, destination, status, and createdOn timestamp to construct reconciliation line items in your external ledger.
4. Cross-reference the sum of completed transfer credits minus debits against the availableBalance reported by the wallet endpoint; investigate any discrepancy.
5. Subscribe to transfer-related webhook events by specifying them in your Moov account's event subscriptions so your reconciliation system receives real-time updates rather than polling.
6. Include header x-moov-version: v2026.04.00 on all API calls to ensure consistent response shapes during reconciliation runs.