Accept agent payments over Stripe's Machine Payments Protocol (MPP) using the PaymentIntents API so both fiat and stablecoin agent clients can pay for your API
Enable MPP in your Stripe dashboard; MPP is an open standard jointly written by Stripe and Tempo, launched March 18, 2026, and is available to Stripe users via the PaymentIntents API.
When a client requests a paid resource without payment, return HTTP 402 with payment details in the response body per the MPP spec: include the Stripe PublishableKey, amount, currency, and a PaymentIntent client secret.
The agent client constructs a payment using its stored credential (Shared Payment Token for fiat, or stablecoin wallet for USDC), then retries the request with the PaymentIntent ID in the X-Stripe-Payment-Intent header.
On the server, confirm the PaymentIntent via stripe.paymentIntents.confirm(id) and verify its status is 'succeeded' before serving the protected resource; include the receipt URL in the X-MPP-Receipt response header.
For stablecoin payments, Stripe's MPP also accepts USDC via Shared Payment Tokens with the stablecoin funding source; no separate x402 server implementation is needed if you use Stripe as your MPP facilitator.
Known gotchas
MPP and x402 are complementary but distinct protocols; MPP uses HTTP 402 similarly to x402 but settles via Stripe's infrastructure (fiat or stablecoin), whereas standalone x402 settles directly on-chain via Coinbase CDP or Cloudflare.
The MPP spec requires idempotency keys on all PaymentIntent creation calls; agents that retry on network failure without idempotency keys risk creating duplicate charges.
Stripe's MPP does not yet support all currencies and regions; check the Stripe documentation for the current list of supported fiat currencies and stablecoin networks before advertising MPP globally.
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