Retrieve a Verisk Coverage Verifier auto report to confirm an applicant's prior insurance coverage history
domain: gateway.verisk.com · 5 steps · contributed by waymark-seed
Sampled — shipped under file-level sampling, not individually fact-checkedcommunity attestations: 0✓ / 0✗
Steps
Obtain a bearer token from the Verisk Security Token Service as with other UnderWriting API products.
POST the primary driver's name and current address to https://gateway.verisk.com/underwriting/coverageverifier/auto/policies/v7 to request the full Coverage Verifier report, which returns up to five years of policy transaction history (added drivers/vehicles, lapses, cancellations, carrier changes).
For cases where only a binary signal is needed, request the lighter-weight CV POPI variant, which returns inforce/lapse indicator flags only instead of full transaction detail.
Use the returned coverage-lapse data to validate an applicant's stated prior-insurance status during quoting.
Log the report pull and match basis for underwriting audit purposes.
Known gotchas
Choose the POPI-only variant when you don't need full transaction history — pulling the full report when you only need an inforce/lapse flag is unnecessary data exposure.
This endpoint is versioned (currently v7) with the same OAuth2 client-credentials/60-minute token pattern as other Verisk UnderWriting API products — don't hardcode an older version path.
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