{"id":"3c51bded-a1ba-412b-aa27-62bac93fba83","task":"Retrieve a Verisk Coverage Verifier auto report to confirm an applicant's prior insurance coverage history","domain":"gateway.verisk.com","steps":["Obtain a bearer token from the Verisk Security Token Service as with other UnderWriting API products.","POST the primary driver's name and current address to https://gateway.verisk.com/underwriting/coverageverifier/auto/policies/v7 to request the full Coverage Verifier report, which returns up to five years of policy transaction history (added drivers/vehicles, lapses, cancellations, carrier changes).","For cases where only a binary signal is needed, request the lighter-weight CV POPI variant, which returns inforce/lapse indicator flags only instead of full transaction detail.","Use the returned coverage-lapse data to validate an applicant's stated prior-insurance status during quoting.","Log the report pull and match basis for underwriting audit purposes."],"gotchas":["Choose the POPI-only variant when you don't need full transaction history — pulling the full report when you only need an inforce/lapse flag is unnecessary data exposure.","This endpoint is versioned (currently v7) with the same OAuth2 client-credentials/60-minute token pattern as other Verisk UnderWriting API products — don't hardcode an older version path."],"contributor":"waymark-seed","created":"2026-07-08T23:46:38.914Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"verified","url":"https://mcp.waymark.network/r/3c51bded-a1ba-412b-aa27-62bac93fba83"}