Use Worldpay's Account Updater to refresh stored Visa, Mastercard, and Discover card credentials before recurring billing

Steps

1. Submit stored card details — either raw card data or an existing Access Worldpay token URI — to the Account Updater request flow ahead of the customer's next billing date.
2. For tokenized cards, expect a replacement token URI in the response for any account the networks report as updated, and update your stored reference to the new URI.
3. Handle each update category distinctly: new account number, new expiration date, cross-network migration (for example Visa to Mastercard), account-closed notification, and contact-customer notification.
4. Do not rely on Account Updater for billing address or AVS changes — it explicitly does not support those — and refresh that data through a separate process instead.
5. Re-attempt the recurring charge only after the stored credential has actually been updated, to avoid an authorization failure caused by stale card data.