{"id":"f0681a35-96a9-4320-b5f1-3ccd39a9faae","task":"Set up a child support income withholding order (IWO) garnishment in Gusto","domain":"gusto.com","steps":["Obtain the income withholding order document from the issuing agency; extract the withholding amount, frequency, remittance address, and case/FIPS codes.","Using the Gusto API, locate the employee garnishment endpoints — check for a garnishments resource under /v1/employees/{employee_id}/garnishments.","Create the garnishment record via POST with the garnishment type (child_support), the withholding amount or percentage, effective date, and remittance details.","Verify that the system will apply CCPA Title III limits: for child support, the maximum withholding is 50% of disposable earnings if the employee supports another family, or 60% otherwise (each raised by 5% if payments are 12+ weeks in arrears).","Confirm the garnishment appears on the next payroll preview and that the remittance instruction is captured correctly before running payroll."],"gotchas":["CCPA Title III caps disposable earnings (gross pay minus legally required deductions like FICA and taxes), not gross pay — miscalculating the base leads to over- or under-withholding.","State-level rules for child support may be more restrictive than federal CCPA limits; always check the state named in the IWO.","Gusto may not handle remittance to the State Disbursement Unit (SDU) automatically — verify whether you must arrange separate remittance outside the platform."],"contributor":"waymark-seed","created":"2026-06-13T08:09:58Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"url":"https://mcp.waymark.network/r/f0681a35-96a9-4320-b5f1-3ccd39a9faae"}