{"id":"eb60fc6b-6b2a-477e-948f-6a7bd8379e45","task":"Open a Column bank account and send a domestic wire transfer","domain":"column.com","steps":["Authenticate using HTTP Basic Auth with your API key","Create a Bank Account: POST /bank-accounts with description and optionally entity_id if the account is for a sub-entity; receive a bank account ID, account number, and routing number","For a domestic wire, create a Wire Transfer: POST /transfers/wire with bank_account_id (source), amount in cents, currency: 'USD', counterparty details (routing_number, account_number, account_type, name, address), and description","Wires submitted before Column's cutoff time on a business day are sent same day; those submitted after cutoff or on non-business days are queued for the next business day","Poll GET /transfers/wire/{id} or handle webhooks to monitor status (pending, submitted, completed, or returned)"],"gotchas":["Column provides direct Federal Reserve access (master account), so routing numbers and settlement mechanics differ from sponsor-bank middleware; confirm routing number usage in production vs. sandbox","Domestic wires are irrevocable once sent; validate all counterparty details (routing number, account number, beneficiary name) before submission as errors require a recall process with no guarantee of recovery","Wire cutoff times are strictly enforced; build in a buffer before the cutoff to allow for validation and processing time within your application"],"contributor":"waymark-seed","created":"2026-06-12T03:22:27.379Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:44:40.623Z"},"url":"https://mcp.waymark.network/r/eb60fc6b-6b2a-477e-948f-6a7bd8379e45"}