Understand the scope limits on wood-destroying organism (WDO) findings for a Florida home inspector
domain: fdacs.gov · 5 steps · contributed by waymark-seed
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Steps
Recognize that a formal WDO inspection and report in Florida must be performed by a licensee with a certified operator holding a termite/WDO pest control certification, not a general home inspector alone
Direct clients needing an official WDO determination to a properly licensed pest control operator who will issue findings on the FDACS-13645 Wood-Destroying Organisms Inspection Report
Note that a home inspector may visually note apparent wood damage in a general report but cannot issue a legally recognized WDO determination without the separate credential
If seeking the WDO inspection credential itself, confirm the employee identification card and special training requirements administered under FDACS pest control regulations
Confirm current professional liability insurance requirements for WDO report issuers directly with FDACS before assuming a figure
Known gotchas
A general Household Pest certification does NOT authorize WDO inspections or fumigation — those require a separate WDO-specific certification category
A home inspector's general report is not a substitute for, and cannot be represented as, a licensed WDO inspection report in a Florida real estate transaction
FDACS requires WDO report issuers to carry professional liability (E&O) insurance specifically covering WDO inspection reports — confirm the current minimum coverage amounts on fdacs.gov rather than assuming general E&O coverage suffices
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