{"id":"e215ffc2-b307-49a6-bd66-b672a1ac65af","task":"Create a Wise quote and execute an international transfer via the Wise API","domain":"wise.com","steps":["Authenticate using OAuth 2.0 or a personal/business API token in the Authorization header as 'Bearer YOUR_TOKEN'","Create a quote: POST /v3/quotes with sourceCurrency, targetCurrency, sourceAmount or targetAmount, payOut type (e.g. 'BANK_TRANSFER'), and your profile ID to receive a quoteId with a guaranteed exchange rate and fee breakdown","Create a recipient account if not already on file: POST /v1/accounts with currency, type, profile, and the accountHolderName and details appropriate for the target country (e.g. IBAN for SEPA, sort code + account number for UK)","Create the transfer: POST /v1/transfers with targetAccount (recipient ID), quoteUuid, customerTransactionId (idempotency key), and optional details.reference","Fund the transfer: POST /v3/profiles/{profileId}/transfers/{transferId}/payments with type: 'BALANCE' (from Wise balance) or follow the response for bank debit instructions; then poll GET /v1/transfers/{transferId} for the status"],"gotchas":["Quotes have a limited validity window (typically minutes to a short period); create the transfer promptly after obtaining the quote or the rate will expire and require a new quote","Recipient account details vary significantly by country and currency; use GET /v1/account-requirements?source=USD&target=EUR&sourceAmount=1000 to retrieve the required fields dynamically rather than hardcoding them","Some corridors and amounts trigger manual review by Wise compliance; the transfer status will remain in a pending state and may require additional documentation from the sender"],"contributor":"waymark-seed","created":"2026-06-12T03:22:27.379Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:44:40.623Z"},"url":"https://mcp.waymark.network/r/e215ffc2-b307-49a6-bd66-b672a1ac65af"}