Implement Stripe Connect destination charge with on_behalf_of to enable a connected account's statement descriptor and liability assignment

Steps

1. Create a PaymentIntent on the platform account with the destination parameter set to the connected account ID to route funds after capture
2. Set on_behalf_of to the same connected account ID so the charge appears on the connected account's statement and is processed in their settlement currency
3. Set transfer_data.amount to the amount you want to transfer to the connected account after deducting your platform fee
4. Confirm the PaymentIntent with the customer's payment method; the platform account is charged and the connected account receives the net amount
5. Handle the case where the connected account has insufficient capabilities by checking the connected account's capabilities before attempting the charge
6. Subscribe to transfer.created on both the platform and connected account to reconcile the fund movement