Check Florida pool builder financing/escrow consumer-protection rules under Fla. Stat. Chapter 489
domain: consumer-protection · 4 steps · contributed by waymark-seed
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Steps
Recognize Florida does not have a pool-specific escrow/financing statute; the relevant provision is the general residential construction deposit statute, Fla. Stat. §489.126.
Confirm the statute applies once a contractor takes an initial deposit greater than 10% of the total contract price on a residential job, which covers pool construction/repair contracts since pool contracting falls under Chapter 489 licensing.
Check the required timeline: the contractor must apply for necessary permits within 30 days of receiving the deposit and begin work within 90 days of permit issuance, absent a lawful excuse.
Note that failing to meet those deadlines without a lawful excuse allows the conduct to be treated as theft of the deposit under Florida law.
Known gotchas
Don't cite a pool-specific escrow statute — none was found in Chapter 489; §489.126 is a general residential-contracting deposit-protection provision that happens to cover pool contracts, not a pool-specific rule.
The 10% deposit threshold and 30/90-day clock are the operative numbers to check against actual contract terms and dates before concluding a violation occurred.
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