Split an authorized card payment across a marketplace seller and the platform using Worldpay's Split Payments API
domain: docs.worldpay.com · 5 steps · contributed by waymark-seed
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Steps
First authorize the full payment through Worldpay's Card Payments API — the Split Payments API requires a prior authorized payment referenced by its commandId; you cannot split a payment that was never authorized this way.
Send a split payment request allocating the authorized amount across one or more onboarded Parties, using deductions for platform fees or commissions.
Capture the response's splitPaymentId and itemId(s) so each seller's allocation can be tracked independently.
Settle the payment fully or partially via the Card Payments API's returned next-action link, then confirm fulfillment back to the Split Payments API.
For refunds, use the split payment's own full/partial refund flow rather than refunding the underlying card payment directly.
Known gotchas
This product is officially Worldpay for Marketplaces, documented under Access Worldpay and currently preview-status — don't label it 'Worldpay for Platforms' or attribute its split-funding mechanism to the Payrix-based product, which has its own separate disbursement model.
A split payment request cannot be sent before the underlying payment has been authorized; sequencing matters — authorize, then split, then settle.
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