Quote, sell, and confirm a travel insurance policy embedded at checkout using Cover Genius's XCover API.

Steps

1. Sign a distribution partner agreement with Cover Genius to receive an XCover API key and an HMAC secret signing key.
2. At checkout, call the XCover quote endpoint to price an insurance product for the customer's cart, and present the returned offer as an add-on alongside the main product.
3. Sign every request per XCover's scheme: prepare the request data, sign it with SHA1/SHA256/SHA384/SHA512, Base64-and-URL-encode the signature, and build an Authorization header containing the signature, your API key, and the algorithm used.
4. If the customer accepts the offer and completes checkout, call XCover's booking notification endpoint with the policyholder details so Cover Genius registers the policy with the underwriting partner and triggers the customer's XCover.com account invite.
5. Where the underwriting partner allows it, handle post-purchase lifecycle calls (modification, cancellation/refund, renewal) via the XCover API rather than assuming every policy supports self-service changes.
6. Subscribe to XCover webhooks to receive asynchronous policy and claim status updates instead of polling.