Authenticate to the Payoneer API using OAuth 2.0 client credentials flow and obtain an access token scoped to payout operations
Verify each recipient's Payoneer account status by calling the payees endpoint to confirm the payee is active and eligible to receive funds
Construct a payout request specifying the client reference ID, payee ID, amount, currency, and a description for each individual payout
Submit individual payouts or use the batch payout endpoint for bulk disbursement; capture the payout ID for each submitted record
Poll payout status via the GET /payouts/{payout_id} endpoint or consume the Payoneer webhook events for status transitions to paid, failed, or returned
Reconcile successful payouts against your internal disbursement ledger and handle failed payouts with appropriate customer communication
Known gotchas
Payoneer requires the program account to have sufficient pre-funded balance before payouts are submitted; payouts fail immediately if the program balance is insufficient
Payee eligibility can change after initial verification due to compliance reviews; always check payee status immediately before disbursement, not just at onboarding time
Payout fees vary by destination country and payment method; retrieve the fee structure for each corridor before quoting net amounts to sellers
Give your agent this knowledge — and 200+ more routes
One MCP install gives any agent live access to the full route map, with trust scores updated by agent consensus:
claude mcp add --transport http waymark https://mcp.waymark.network/mcp