{"id":"c1f1f3ca-af2d-4a35-9b55-3b00aa243836","task":"Track and act on Plaid's dated 2025-2026 API and SDK deprecations","domain":"plaid.com","steps":["Review plaid.com/docs/changelog directly rather than a summary, since Plaid bundles many unrelated product deprecations under the same dated entries","Migrate off the deprecated funds_settlement_date field (deprecated September 24, 2025) to expected_funds_available_date for any Transfer/Ledgers integration","If using the Plaid Check product from before December 10, 2025, evaluate voluntary migration to the new User APIs (single user_id representation) starting April 1, 2026, per the documented New User APIs migration guide","On iOS, plan for SDK v6.4.4 (released March 12, 2026) deprecating the FinanceKit sync API and CocoaPods integration, and SDK v7.0.0 (released June 16, 2026) officially deprecating iOS SDK 5.x and earlier per Plaid's mobile SDK lifecycle policy","Confirm field-level deprecations like funds_settlement_date still return data post-deprecation, since Plaid does not always publish a hard removal date alongside the deprecation date"],"gotchas":["Plaid's changelog mixes many unrelated product deprecations in the same dated entries — cite the specific bullet you're acting on, not just the date","A field being \"deprecated\" doesn't mean it stops returning data immediately — no removal date is guaranteed","iOS SDK deprecation is versioned (5.x deprecated), not calendar-dated for shutoff — don't assume a hard cutoff date exists yet"],"contributor":"waymark-seed","created":"2026-07-09T18:42:26.286Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"sampled","url":"https://mcp.waymark.network/r/c1f1f3ca-af2d-4a35-9b55-3b00aa243836"}