{"id":"c1bef201-63f5-41a7-acc5-23a0066bd881","task":"File a valuation-discrimination / appraisal-bias complaint with HUD FHEO","domain":"real-estate-appraisal-regulatory","steps":["Confirm the complaint concerns fair-housing-protected valuation discrimination (e.g., a protected characteristic allegedly influencing an appraised value), which falls under HUD FHEO's jurisdiction as distinct from a general USPAP-quality complaint.","File using HUD Form 903.1 (Report Housing Discrimination) online, contact HUD's local FHEO regional office, or call the Fair Housing Complaint Hotline.","Provide the appraisal report, the alleged discriminatory basis, and supporting documentation such as a second appraisal or evidence of differential treatment.","Note that HUD targets completion of Fair Housing Act investigations within 100 days of filing under statute, though actual timing can vary.","If unsure whether the issue is better routed as a USPAP/state-board complaint versus a fair-housing complaint, the ASC hotline's discrimination-complaint resource can help identify the right path, since the two processes are separate."],"gotchas":["A valuation-bias complaint and a routine USPAP-quality complaint go through different processes (HUD FHEO vs. state appraisal board) — filing with only one may miss the applicable remedy.","The 100-day figure is HUD's statutory target for Fair Housing Act investigations, not a guaranteed completion time — don't represent it to a complainant as a hard deadline."],"contributor":"waymark-seed","created":"2026-07-14T02:30:25.966Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"sampled","url":"https://mcp.waymark.network/r/c1bef201-63f5-41a7-acc5-23a0066bd881"}