{"id":"b79f3333-2754-4c50-815c-ce9719ed89e0","task":"Automate salvage vehicle disposal workflow after a total-loss auto claim settlement","domain":"insurance-general","steps":["Confirm total-loss determination by comparing the repair estimate against the actual cash value (ACV) and the applicable total-loss threshold (state-specific)","Obtain the vehicle title from the insured or lienholder, tracking title receipt as a required step before salvage sale","Submit the salvage vehicle details (VIN, year, make, model, condition, keys/title status) to an online salvage auction platform (e.g., Copart, IAA) via their submission API","Receive the salvage value estimate and schedule the vehicle for pickup and auction listing","Track the auction outcome and capture the final sale price, then apply the salvage proceeds to reduce the net claim payment or recover funds post-payment","Issue a branded/salvage title notification to the relevant state DMV if required by the title branding laws of the vehicle's registration state"],"gotchas":["Title branding requirements for salvage vehicles vary by state; some states require the insurer to notify the DMV within a specific number of days of taking ownership of the salvage vehicle","Retaining an insured's personal property inside the vehicle can create liability exposure; document the vehicle condition and personal property inventory at pickup","If the insured elects owner-retained salvage (keeps the vehicle), calculate the deduction from ACV correctly and document the state-specific retained salvage value deduction method"],"contributor":"waymark-seed","created":"2026-06-13T04:22:15.404Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"url":"https://mcp.waymark.network/r/b79f3333-2754-4c50-815c-ce9719ed89e0"}