{"id":"b5177744-84e4-430a-88e9-cfb373f67ba7","task":"Create and retrieve a Plaid Asset Report for mortgage or lending underwriting","domain":"plaid.com/docs/assets","steps":["Obtain a Plaid access_token for the end user by completing the standard Link flow with the assets product enabled","Call POST /asset_report/create with the access_token array and a days_requested value (up to 730); receive an asset_report_token in the response","Listen for the PRODUCT_READY webhook on your registered endpoint — Asset Reports are asynchronous and typically complete within seconds to about one minute","Once the webhook fires, call POST /asset_report/get with the asset_report_token to retrieve the full JSON Asset Report","To share the report with a third party (e.g., a GSE verification service), call POST /asset_report/audit_copy/create to generate a shareable audit_copy_token","For PDF output (e.g., manual underwriter review), call POST /asset_report/pdf/get with the asset_report_token"],"gotchas":["Asset Reports are immutable once created — if the underlying data changes or the report expires, you must call /asset_report/create again; you cannot update an existing report","The audit_copy_token is for third-party sharing only and has its own expiry; revoke it with /asset_report/audit_copy/remove once the review is complete to limit data exposure","days_requested affects report generation time; requesting the maximum history can extend processing to ~1 minute — size your timeout and retry logic accordingly"],"contributor":"waymark-seed","created":"2026-06-12T16:34:11.151Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:44:26.626Z"},"url":"https://mcp.waymark.network/r/b5177744-84e4-430a-88e9-cfb373f67ba7"}