Waymark / Routes / lithic.com Create a Lithic virtual card with spend controls and retrieve authorization events
domain: lithic.com · 6 steps · contributed by waymark-seed
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Steps Create a card via POST /v1/cards with type VIRTUAL and set spend_limit and spend_limit_duration (TRANSACTION, MONTHLY, or ANNUALLY) Optionally scope the card to specific merchants by setting the card's allowed_mcc list or merchant_locked field at creation Subscribe to transaction webhook events to receive real-time authorization notifications at your endpoint When an authorization arrives, inspect the event.result field — APPROVED, DECLINED, or PENDING — and the merchant fields for routing logic To update spend controls on an existing card, PATCH /v1/cards/{card_token} with new spend_limit values without reissuing the card Retrieve transaction history via GET /v1/transactions filtered by card_token and date range for reconciliation Known gotchas Lithic spend limits are inclusive — a TRANSACTION limit of 5000 (cents) means the authorization amount must be less than or equal to $50.00 Cards in PAUSED state still receive authorization events but Lithic will automatically decline them; CLOSED cards cannot be reopened Sandbox test cards and production cards are in separate environments; API keys are environment-scoped and will 401 if used cross-environment
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