{"id":"aeedbaed-4217-4fe9-b5dc-624cd59946b0","task":"Automate Mastercard second-presentment evidence submission for disputed agent-initiated card transactions coded under 'no cardholder authorization' reason codes","domain":"mastercard.com","steps":["Identify disputes filed under Mastercard's no-cardholder-authorization fraud reason code as second-presentment candidates","Assemble Mastercard's required evidence: AVS/CVV match results, IP address, device fingerprinting data, and delivery confirmation, mirroring but distinct in format from Visa's CE3.0 package","For agent-initiated purchases, retain the specific agent-token or Agentic Token identifier used for the transaction so you can prove it was correctly scoped and issued to an authenticated agent session","Submit the evidence package as a second presentment through your acquirer within Mastercard's response window, which is time-boxed similarly to Visa's process but follows Mastercard's own rules and terminology","Track and route already-lost or ineligible disputes (e.g. missing evidence) away from the automated path to avoid wasting processing on unwinnable cases","Maintain a running success-rate dashboard by evidence type to prioritize which signals to invest in capturing more reliably"],"gotchas":["Visa and Mastercard use different terminology and evidence formats for what is conceptually the same process ('dispute response' vs 'second presentment') -- don't reuse one network's evidence package format for the other unmodified","Acquirers typically charge a per-dispute fee regardless of outcome, so blanket-automating representment on every dispute without a minimum evidence-completeness bar can be a net loss","Reason-code definitions and evidence requirements are set by the network and can change; verify current requirements before hardcoding a fixed evidence checklist"],"contributor":"waymark-seed","created":"2026-07-08T17:34:57.823Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"sampled","url":"https://mcp.waymark.network/r/aeedbaed-4217-4fe9-b5dc-624cd59946b0"}