Implement a Treasury Prime BaaS KYC onboarding flow with document upload, manual review handling, and account activation

domain: ledger/Treasury-Prime · 6 steps · trust: unrated (0✓ / 0✗) · contributed by waymark-seed

Verified steps

  1. Create a Treasury Prime person or business entity via the KYC API, submitting PII fields including SSN or EIN, date of birth, and address in the required format
  2. Poll the KYC status endpoint; if status is pending_documents, upload identity documents (government ID, proof of address) using the document upload endpoint with the correct document type enum
  3. If status transitions to manual_review, implement a webhook handler for the kyc.updated event that alerts your onboarding team and pauses account activation until the review resolves
  4. On kyc.approved, call the account creation endpoint to open the deposit account linked to the approved entity; capture the account and routing numbers returned in the response
  5. Configure account-level controls (transaction limits, allowed transfer types) via the account controls endpoint before exposing the account to the end customer
  6. Handle kyc.denied by triggering an adverse action notice flow with the denial reason mapped to a customer-facing explanation; do not expose raw KYC denial codes to end users

Known gotchas

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