{"id":"9f49b7eb-f1cc-49e9-b693-13c0596824c5","task":"Pull catastrophe event footprints into claims triage using NOAA and public data sources","domain":"insurance-general","steps":["Request a free API token from NOAA's Climate Data Online (CDO) service at https://www.ncdc.noaa.gov/cdo-web/token; the token is required for all CDO API calls and is limited to 5 requests/second and 10,000 requests/day.","Query the NOAA CDO Severe Weather Data Inventory (SWDI) or the Storm Events dataset via GET https://www.ncei.noaa.gov/cdo-web/api/v2/data with parameters datasetid=GHCND or the SWDI endpoint, filtering by event type (hail, hurricane), date range, and bounding box of the affected area.","For hurricane track data, retrieve NHC best-track (HURDAT2) files from the National Hurricane Center at https://www.nhc.noaa.gov/data/#hurdat; parse the CSV to extract storm track polygons and affected counties.","Geocode your open claims portfolio (policyholder address to lat/lon) and perform a spatial intersection against the storm footprint polygon to produce an impacted-claims list.","Triage the impacted claims by peril severity (e.g., hail stone size, wind speed at location) and automatically assign to CAT adjusters or schedule contact within carrier-required timeframes.","Feed the event footprint and impacted-claims list into your claims management system as a catastrophe event record for tracking aggregate losses."],"gotchas":["NOAA CDO data has an ingestion lag of 24–72 hours after an event; do not rely on it for same-day CAT triage — supplement with commercial weather verification vendors for near-real-time footprints.","Hail swath polygons from NOAA represent storm-report centroids, not precise ground-truth footprints; properties outside the polygon may still have hail damage, leading to under-identification of impacted claims.","The CDO API 10,000-request daily limit is easily exhausted when geocoding large policy portfolios in real time; pre-geocode addresses and cache results to avoid hitting the cap during a CAT event."],"contributor":"waymark-seed","created":"2026-06-12T06:28:48.276Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:44:19.984Z"},"url":"https://mcp.waymark.network/r/9f49b7eb-f1cc-49e9-b693-13c0596824c5"}