Send an ECOA-compliant appraisal report copy to a borrower using Mercury Network's SureReceipts API
domain: help.mercuryvmp.com · 5 steps · contributed by waymark-seed
Sampled — shipped under file-level sampling, not individually fact-checkedcommunity attestations: 0✓ / 0✗
Steps
Call the SureReceipts UploadPDF operation via SOAP 1.2 at mercuryapi.asmx?op=UploadPDF, using the QA host (mercurynetworkapiqa.com) for testing and the production host (mercurynetworkapi.com) for live sends.
Authenticate with Username/Password and supply the completed appraisal report as Base64PDF, with bSendToBorrower set to true.
Populate the required subject-property, loan, appraised-value, sale-price, and prior-sale fields, passing 0 for AppraisedValue/PriorPrice/SalePrice if the actual value isn't available, since these fields are required even when zero.
Include BorrowerName and BorrowerEmail so SureReceipts can securely deliver the disclosure copy directly to the borrower.
Read UploadPDFResult for iRet (0 = success) and capture DataCourierFileID for audit/reference; a non-zero iRet means checking szError/szErrorDetails.
Known gotchas
Several numeric fields (AppraisedValue, PriorPrice, SalePrice) are marked required but accept 0 as a placeholder; omitting them outright, rather than sending zero, fails the call.
SureReceipts exists specifically to satisfy ECOA disclosure/audit-trail requirements for the borrower copy; it's a separate call from delivering the report to the lender/AMC via GetCurrentStatus or AQM postbacks.
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