Process mortgage income documents through Ocrolus to extract and validate borrower income data

Steps

1. Authenticate to the Ocrolus API using an API key and create a Book (document collection container) for the borrower's loan file
2. Upload income documents (pay stubs, W-2s, 1099s, tax returns) to the Book via the document upload endpoint, specifying the document_type for each file
3. Poll or use the callback webhook to wait for the Book to reach COMPLETE status, indicating all documents have been classified and extracted
4. Call the Analyze for Mortgage endpoint on the completed Book, specifying the applicable agency guidelines (Fannie Mae, Freddie Mac, FHA, VA, or USDA) for income calculation
5. Retrieve the structured income analysis response, which includes calculated qualifying income per income stream, supporting document evidence references, and any calculation discrepancies flagged
6. Integrate the Ocrolus Inspect findings into the LOS by mapping extracted income values to the corresponding loan fields, using the document-level confidence scores to flag items requiring underwriter review