Implement multi-currency settlement on Stripe by configuring presentment and settlement currencies

domain: stripe.com · 6 steps · contributed by waymark-seed
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In-depth guide

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Steps

  1. Enable multi-currency on your Stripe account by adding the required settlement currencies in the Dashboard under Balance settings.
  2. When creating a PaymentIntent, set currency to the presentment currency (the currency the customer pays in); Stripe will settle in the currency you have configured for that currency pair.
  3. Retrieve the exchange rate applied via the PaymentIntent's currency_conversion field (available when presentment and settlement currencies differ).
  4. Maintain separate balance buckets per currency — GET /v1/balance returns available and pending amounts broken out by currency.
  5. Trigger payouts per currency by specifying currency in POST /v1/payouts; you cannot consolidate multi-currency balances into a single payout without manual FX.
  6. Reconcile FX conversion fees by inspecting balance transactions with type 'adjustment' that correspond to currency conversion events.

Known gotchas

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