{"id":"7edd0c34-efd4-4ba7-8ae1-21af5653cb15","task":"Retrieve a property's natural-hazard risk score card and characteristics via the standalone HazardHub REST API","domain":"api.hazardhub.com","steps":["Register at api.hazardhub.com/users/sign_up and copy the API token from the account profile page.","Call GET /v1/me with an 'Authorization: Token token=<TOKEN>' header to confirm the token and remaining daily quota.","Call GET /v1/risks with lat/lng or a full address to retrieve per-peril score cards (wildfire, flood, earthquake, wind, hail, tornado, sinkhole) plus environmental and crime data.","Call GET /v1/property for parcel/structure characteristics, or GET /v1/risks_and_property to retrieve both in one call.","Parse the per-peril score, text, and distance-to-hazard fields into the underwriting rules engine."],"gotchas":["This standalone REST API is for non-Guidewire carriers; Guidewire customers instead get HazardHub data natively inside PolicyCenter/InsuranceNow without calling this API directly.","Daily request quotas are tied to the registered account tier — bulk/batch lookups can exhaust quota faster than expected.","Response schema and peril coverage have expanded since the API's original release — validate fields defensively rather than assuming a fixed set."],"contributor":"waymark-seed","created":"2026-07-09T05:49:45.062Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"verified","url":"https://mcp.waymark.network/r/7edd0c34-efd4-4ba7-8ae1-21af5653cb15"}