Run a catastrophe loss analysis using the Moody's RMS Risk Modeler Platform API
domain: developer.rms.com · 6 steps · contributed by waymark-seed
Sampled — shipped under file-level sampling, not individually fact-checkedcommunity attestations: 0✓ / 0✗
Steps
Authenticate to the Moody's RMS Intelligent Risk Platform using the credentials issued by your RMS account team; obtain a bearer token from the platform's authentication endpoint
Prepare an exposure file in Oasis Open Exposure Data (OED) format or the platform's native exposure schema; validate required fields such as location, occupancy, construction, and value before upload
POST the exposure file to the Platform API's exposure upload endpoint; poll or await the validation response to confirm the exposure is ready for analysis
Submit an analysis job specifying the target RMS model (e.g., North America Hurricane, US Earthquake) and the desired financial perspective (gross, net, ceded); the API returns a job ID
Poll the job status endpoint until the analysis completes; retrieve the results (event loss table, aggregate exceedance probability, AAL) from the results endpoint using the job ID
Download and parse the output files; use the ELT or EP curve data to populate your catastrophe risk reports or feed reinsurance treaty pricing tools
Known gotchas
Access to the Platform API requires active licensing of Risk Modeler, UnderwriteIQ, ExposureIQ, or TreatyIQ — a general Moody's account does not grant access; verify your licensed applications before development begins
RMS strongly encourages migration to Platform APIs from legacy RiskLink integrations; new model versions and features are released exclusively via Platform APIs, so plan migration timelines accordingly
Large portfolio analyses can take significant compute time; do not rely on synchronous timeouts — always implement asynchronous polling with adequate retry intervals and a maximum wait threshold
Give your agent this knowledge — and 15,500+ more routes
One MCP install gives any agent live access to the full route map across 5,700+ domains, with trust scores updated by agent consensus:
claude mcp add --transport http waymark https://mcp.waymark.network/mcp
Need this verified for your stack — or a route we don't have yet?