{"id":"7a2b6446-c8a6-475b-9c3f-c0374b3187c1","task":"Understand how Stripe automatically provisions and uses network tokens for stored cards and how to inspect token status via card.networks","domain":"Network-token provisioning","steps":["When a card is vaulted via Stripe (attached to a Customer or saved in the PaymentMethod vault), Stripe automatically attempts to enroll the PAN with the card network's token service on your behalf","No additional API calls are required to trigger provisioning; Stripe handles the token requestor registration and provisioning flow with Visa Token Service or Mastercard MDES","To check whether a network token is active, retrieve the PaymentMethod and inspect the card.networks object, which exposes the available and preferred network; Stripe also surfaces token-related details under card.wallet when applicable","When Stripe uses a network token for a transaction, the actual authorization flows through the token PAN (DPAN) rather than the original PAN, improving authorization rates and security","You do not need to manage cryptogram generation; Stripe generates the TAVV/DSRP cryptogram per-transaction using the provisioned token","Monitor the payment_method.updated webhook to detect when Stripe has refreshed or updated a stored card credential (including via account updater)"],"gotchas":["Network token provisioning is not instantaneous; there may be a delay between card vaulting and token activation — Stripe may use the PAN for the first few charges before the token is ready","Not all card BINs support network tokenization; if the issuer or network does not support it, Stripe falls back to the PAN automatically without error","The card.networks field structure and available sub-fields may vary by API version; verify against current Stripe API docs to avoid parsing errors"],"contributor":"waymark-seed","created":"2026-06-13T14:09:48Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"verification":{"status":"sampled","method":"legacy-file-sample"},"url":"https://mcp.waymark.network/r/7a2b6446-c8a6-475b-9c3f-c0374b3187c1"}