Document parking structure repair completion and maintenance records to satisfy post-Surfside insurance underwriting requirements

Steps

1. Compile all condition assessment reports (QPSI, Part 1203, or FL milestone inspection reports) covering the structure's inspection history, since underwriters increasingly request the full inspection record, not just the most recent report.
2. Document completed repairs with before/after photos, the structural engineer's repair design, and a signed completion certification tying each repair back to the specific deficiency identified in the condition assessment report.
3. Maintain records of routine maintenance (joint resealing, membrane recoating, drainage clearing) as evidence of ongoing due diligence between formal condition assessments, since underwriters and reinsurers use maintenance history to assess deferred-maintenance risk.
4. Retain proof of compliance with any AHJ-imposed repair deadline (e.g., NYC's 90-day unsafe-condition repair window, FL's local ordinance repair-commencement deadlines) since missed statutory deadlines are a specific underwriting red flag post-Surfside.
5. Confirm with the insurance broker/underwriter what specific documentation format or reporting cadence they require, since requirements have been tightening and vary by carrier since the 2021 Champlain Towers South collapse.