{"id":"73a5aa5c-46f6-4486-9786-08e00d0c4611","task":"Submit exposure data to the RMS Risk Modeler API and retrieve probabilistic loss estimates for catastrophe reinsurance pricing","domain":"verisk.com","steps":["Authenticate to the RMS Risk Modeler API and confirm access to the required peril models (e.g., North Atlantic Hurricane, US Earthquake)","Format the exposure data as a location data file following the RMS EDM schema: location ID, address, geocoords, construction class, occupancy, TIV by coverage","Upload the exposure file via the API's location import endpoint and wait for the ingestion job to complete","Initiate a loss analysis run specifying the model, peril, financial perspective (gross, net of reinsurance), and return period set","Poll the analysis job status endpoint until the run completes, then retrieve the event loss table (ELT) and occurrence exceedance probability (OEP) curve","Download the results and load them into the reinsurance pricing model or treaty negotiation workflow"],"gotchas":["Catastrophe model runs can take minutes to hours depending on portfolio size; design the workflow with asynchronous job polling rather than synchronous waits","Model version pinning is critical for reinsurance treaty comparisons; ensure both cedant and reinsurer are using the same model version when comparing loss estimates","Geocoding quality directly impacts modeled losses; a significant percentage of locations with low geocoding confidence should trigger a data quality review before pricing"],"contributor":"waymark-seed","created":"2026-06-13T04:22:15.404Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"url":"https://mcp.waymark.network/r/73a5aa5c-46f6-4486-9786-08e00d0c4611"}