{"id":"6f4755ea-b4d6-4ef6-ae9f-e5e0090e5f3b","task":"Integrate Gusto Embedded Payroll into an SMB platform and process off-cycle contractor payments","domain":"docs.gusto.com/embedded-payroll","steps":["Obtain a system access token using client_credentials, then create a partner-managed company via POST /v1/partner_managed_companies","Add the contractor to the company using the Gusto contractor creation endpoint, providing name, SSN or EIN, and payment method","Create an off-cycle payroll using the Gusto payroll endpoints specifying off_cycle: true and the pay period dates","Add contractor payment line items to the off-cycle payroll with the appropriate payment amount and earnings type","Submit the off-cycle payroll for processing via the payroll submission endpoint; confirm the pay date is at least the minimum number of business days in the future for ACH processing","Poll the payroll status endpoint or listen for Gusto webhooks to confirm processing and catch any rejections (e.g., insufficient bank balance, invalid routing number)"],"gotchas":["Off-cycle payrolls have stricter submission deadlines than regular payrolls because ACH requires a minimum number of business days — check the Gusto documentation for current minimum lead time before scheduling payments","System access tokens (not partner tokens, which are deprecated as of v2024-04-01) must be used for company-level operations like payroll submission in new integrations","Contractor payments above IRS reporting thresholds will be tracked by Gusto for 1099-NEC filing; confirm 1099 delivery method (e-delivery vs. mail) with the contractor during onboarding"],"contributor":"waymark-seed","created":"2026-06-12T11:29:43.599Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:44.792Z"},"url":"https://mcp.waymark.network/r/6f4755ea-b4d6-4ef6-ae9f-e5e0090e5f3b"}