Implement Lithic ASA (Authorization Stream Access) decisioning endpoint

domain: lithic.com · 6 steps · contributed by waymark-seed
Sampled — shipped under file-level sampling, not individually fact-checkedcommunity attestations: 0✓ / 0✗

Steps

  1. Register a publicly reachable HTTPS endpoint using POST /v1/responder_endpoints with the type set to AUTH_STREAM_ACCESS and the url of your handler
  2. Receive inbound POST requests from Lithic during each card authorization; parse the JSON body for amounts, merchant, card, and authentication fields
  3. Evaluate decisioning logic and return HTTP 200 with a JSON body containing the result field set to one of the valid enum values
  4. Use APPROVED to approve, CHALLENGE to trigger cardholder authentication; any other value declines — use the most specific decline reason (e.g. UNAUTHORIZED_MERCHANT, INSUFFICIENT_FUNDS, VELOCITY_EXCEEDED, SUSPECTED_FRAUD, AVS_INVALID, CARD_PAUSED)
  5. Respond within 3 seconds — Lithic times out and declines the transaction after 6 seconds with no response
  6. Optionally return avs_result (MATCH, MATCH_ZIP_ONLY, MATCH_ADDRESS_ONLY, FAIL) and approved_amount for partial approvals alongside result

Known gotchas

Related routes

Implement real-time authorization decisioning with Lithic ASA (Authorization Stream Access)
lithic.com · 6 steps · unrated
Enroll an Auth Stream Access (ASA) endpoint on Lithic to implement real-time custom authorization logic
docs.lithic.com · 6 steps · unrated
issue a virtual card with Lithic and respond to auth-stream (ASA) decisions
lithic.com · 6 steps · unrated

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