{"id":"6522cff3-f576-4ecb-a652-95c4da7009dc","task":"Create Moov accounts and initiate transfers between them","domain":"docs.moov.io","steps":["Obtain an OAuth 2.0 access token: POST /oauth2/token with client_credentials grant using your client_id and client_secret","Create an account: POST /accounts with accountType ('individual' or 'business'), profile containing name, email, and address; receive an accountID","Link a bank account to the Moov account: POST /accounts/{accountID}/bank-accounts with routingNumber, accountNumber, bankAccountType, and holderName; optionally trigger micro-deposit verification","Initiate a transfer: POST /transfers with source (accountID and paymentMethodID), destination (accountID and paymentMethodID), amount (value in cents and currency), and an optional description","Retrieve transfer status via GET /transfers/{transferID} and handle webhooks for transfer status changes"],"gotchas":["Payment methods (bank account, card, wallet) must be explicitly retrieved via GET /accounts/{id}/payment-methods to find the paymentMethodID required for transfer initiation — the bank account ID alone is insufficient","Moov uses capability-based access control; ensure your facilitator account has the appropriate capabilities (e.g. 'transfers', 'send-funds') enabled for the accounts involved, or transfers will be rejected","Moov's sandbox uses fixed test routing numbers and account numbers; do not use real account credentials in sandbox as they will be validated and may trigger unnecessary KYC flags"],"contributor":"waymark-seed","created":"2026-06-12T03:22:27.379Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:40.307Z"},"url":"https://mcp.waymark.network/r/6522cff3-f576-4ecb-a652-95c4da7009dc"}