Set up MCC and velocity spend controls on a Galileo account using Account-Level Authorization Controls
domain: docs.galileo-ft.com · 6 steps · contributed by waymark-seed
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Steps
Read the Account-Level Authorization Controls overview at docs.galileo-ft.com/pro/docs/account-level-auth-controls to understand the ALC (Account-Level Control) model before designing controls.
Design MCC controls using the MCC Control Design guide (docs.galileo-ft.com/pro/docs/mcc-control-design) to determine which merchant category codes to block or allow.
Design velocity controls using the Velocity Control Design guide (docs.galileo-ft.com/pro/docs/velocity-control-design) specifying per-transaction, daily, weekly, or monthly limits as appropriate.
Use the Set MCC Controls endpoint to apply MCC restrictions and the Set Velocity Controls endpoint to apply spend limits to the target account.
Verify controls are active by simulating card transactions in sandbox using the card transaction simulation setup at docs.galileo-ft.com/pro/docs/setup-for-card-transaction-simulation.
Monitor authorization decisions via the Auth API or Events API to confirm controls are being enforced as expected.
Known gotchas
ALCs are applied at the account level and affect all cards linked to that account; design controls at the card-product level via the Config API if you need program-wide defaults.
MCC control lists must enumerate specific MCC codes — Galileo does not support wildcard MCC ranges, so enumerate all codes in the target range individually.
Velocity controls that conflict with product-level limits will be governed by whichever limit is more restrictive; test combined limit interactions thoroughly in sandbox.
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