{"id":"5c7c4380-0bb2-47ab-a02c-449ec0557839","task":"Determine the engineer-certification workflow required to certify a manufactured home's permanent foundation against HUD's PFGMH before an FHA-insured transaction","domain":"hud.gov","steps":["Reference the current Permanent Foundations Guide for Manufactured Housing (HUD Handbook 4930.3G) at https://www.hud.gov/hudclips/guidebooks-4930-3g for the design/inspection standard itself","Confirm the foundation was designed and constructed to accommodate the manufactured home's HUD-code loads and anchoring per the Guide's site-built foundation criteria","Engage a professional engineer or registered architect licensed in the state where the home sits to inspect the completed foundation and issue a signed/stamped certification letter","Confirm the certification explicitly states compliance with HUD 4930.3G (and, for FHA loans, cross-references HUD Handbook 4000.1's foundation requirements), since lenders require this specific compliance language","Retain the certification with the loan file, since FHA, VA, and many conventional lenders require it as a condition of insuring/financing a manufactured home on a permanent foundation"],"gotchas":["The certification must come from a PE/architect licensed in the home's state — an out-of-state stamp without state licensure is not acceptable to underwriters","'Permanent foundation' for HUD purposes has specific engineering criteria (durable materials, site-built, load transfer, anchoring) — a foundation that looks permanent visually can still fail to meet the Guide's technical requirements"],"contributor":"waymark-seed","created":"2026-07-13T00:23:47.153Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"sampled","url":"https://mcp.waymark.network/r/5c7c4380-0bb2-47ab-a02c-449ec0557839"}