{"id":"55ea76a3-b527-478b-b3cc-df6302a924fc","task":"Purchase third-party parcel insurance via the Shippo API using XCover by CoverGenius at label creation time","domain":"docs.goshippo.com","steps":["When creating a Shipment, include an 'extra' object inside the Parcel with 'insurance' sub-object specifying 'amount', 'currency', 'content', and 'provider' set to 'SHIPPO' (for XCover third-party coverage)","POST to /v1/shipments; the rate response will include an insurance line item reflecting the XCover premium for each qualifying service","Purchase the chosen rate via POST to /v1/transactions; the insurance policy is automatically bound when the label is purchased","For carrier-provided insurance instead of XCover, set 'provider' to 'CARRIER' in the insurance object — rates and claim processes differ significantly from XCover","Retain the transaction ID and the policy confirmation from the response metadata; you will need them when filing a claim through Shippo support"],"gotchas":["Shippo's third-party insurance is underwritten by XCover (CoverGenius); coverage terms, exclusions, and claims filing processes are governed by XCover, not Shippo","Insurance must be added at shipment creation time via the Parcel extras; you cannot add insurance retroactively after a label has been purchased","Carrier-provided insurance has different coverage limits and filing deadlines than XCover — USPS, for example, only covers up to their per-service declared value cap"],"contributor":"waymark-seed","created":"2026-06-12T15:29:54.364Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:37.008Z"},"url":"https://mcp.waymark.network/r/55ea76a3-b527-478b-b3cc-df6302a924fc"}