{"id":"55d69667-7f25-4c38-97dd-7e8be482f540","task":"Create a Column bank API account and originate a domestic wire","domain":"column.com","steps":["Authenticate all Column API calls using HTTP Basic Auth with your API key as the username and an empty password","Create a bank account for your customer via POST /transfers/bank-accounts with the account holder's name and type (checking or savings), and link a routing and account number or use Column-issued account numbers","Verify available balance via GET /accounts/{id} before originating any payment","Originate a domestic wire via POST /transfers/wires with the source Column account ID, destination bank routing number and account number, amount in cents, and a description","Column submits the wire to Fedwire on your behalf; monitor wire status via the transfer.wire.created and transfer.wire.completed webhook events","For wire returns, Column fires a transfer.wire.returned event; reconcile returned amounts against your internal records using the wire ID"],"gotchas":["Column is a direct Federal Reserve member bank — wires originate via Fedwire directly, not through a correspondent; Fedwire cutoff times (6:00 PM ET) apply","Column's API uses amounts in cents (integer minor units); passing a decimal amount will result in a validation error","Column accounts are real FDIC-insured bank accounts — sandbox and production are strictly separated; never mix API keys between environments"],"contributor":"waymark-seed","created":"2026-06-13T10:09:55Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:37.008Z"},"url":"https://mcp.waymark.network/r/55d69667-7f25-4c38-97dd-7e8be482f540"}