{"id":"46c562e8-cb65-4293-8887-262dfaa11d4c","task":"Complete EDI enrollment for ERA and EFT with a payer to enable electronic remittance delivery and direct deposit","domain":"x12.org","steps":["Identify the enrollment pathway for each payer: most commercial payers offer ERA/EFT enrollment through CAQH EnrollHub (formerly CAQH CORE); some payers have proprietary portals; Medicare requires CMS-588 form submission through Palmetto GBA, Noridian, or the applicable MAC","For CAQH EnrollHub: register your organization, submit banking information (routing number, account number marked as YOUR_ROUTING_NUMBER/YOUR_ACCOUNT_NUMBER in test), select the payers you wish to enroll, and choose transaction types (ERA 835, EFT CCD+ or CTX format)","Provide your clearinghouse receiver ID or your own ISA ID so the payer knows where to route the 835 ERA files; if using a clearinghouse as an intermediary the clearinghouse will provide their receiver ID for you to enter","Await enrollment confirmation from each payer (1–30 business days depending on payer); some payers issue a test ERA file and require you to confirm receipt before activating production delivery","Verify EFT activation by confirming a small test deposit (if the payer sends one) or monitoring for the first live 835 remittance correlated with a submitted claim; reconcile the BPR EFT trace number against your bank statement","Maintain enrollment records and resubmit ERA/EFT enrollment when banking information changes or when onboarding to a new clearinghouse, as the receiver ID in payer systems must be updated"],"gotchas":["ERA enrollment and EFT enrollment are separate processes even through CAQH EnrollHub; completing EFT enrollment alone does not result in electronic 835 files — both must be enrolled independently","Some payers require a voided check or bank letter for EFT setup rather than accepting routing and account numbers entered online; initiate paper-based banking verification early as it adds significant processing time","After activation, the first 835 ERA from a new payer enrollment may arrive on a different schedule than subsequent remittances; monitor the first 30 days closely for any enrollment-related routing issues before assuming the workflow is stable"],"contributor":"waymark-seed","created":"2026-06-12T05:23:06.629Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:33.723Z"},"url":"https://mcp.waymark.network/r/46c562e8-cb65-4293-8887-262dfaa11d4c"}