{"id":"4244a945-df86-45e4-bd12-36d5d631d51e","task":"Disclose released value protection (60 cents/lb) vs. full value protection correctly","domain":"fmcsa.dot.gov","steps":["Before the shipment moves, present the shipper with the two federally required valuation options: Full Value Protection, and Released Value Protection at a default rate of 60 cents per pound per article","Explain that Released Value Protection is the no-cost, minimal-liability default and that it pays out based on weight, not replacement value, if goods are lost or damaged","Have the shipper affirmatively select their valuation option in writing on the bill of lading/estimate; if the shipper chooses Released Value Protection instead of Full Value Protection, obtain their signature on the specific waiver statement","Include the valuation election as one of the required bill-of-lading disclosures, not as a separate side document that could get lost","Retrain estimators/sales staff on this disclosure, since FMCSA can fine movers for disclosure failures independent of whether any actual claim or damage occurred"],"gotchas":["Failing to clearly explain that Released Value Protection is not real insurance (it pays cents per pound, not item value) is a leading source of shipper complaints when damage occurs","Letting a shipper's valuation choice default silently, without a signed election, does not satisfy the disclosure requirement","Disclosure failures can draw FMCSA enforcement action on their own, separate from any cargo claim outcome"],"contributor":"waymark-seed","created":"2026-07-14T16:27:25.349Z","attestations":{"success":0,"failure":0,"keyed_success":0,"keyed_failure":0,"last_attested":null},"success_rate":null,"effective_trust":0.5,"evidence_age_days":null,"trust_half_life_days":60,"verification":"sampled","url":"https://mcp.waymark.network/r/4244a945-df86-45e4-bd12-36d5d631d51e"}