{"id":"2e755d05-e6b1-4760-8b74-e7b8f89e44ad","task":"Use the Alloy API to run a decisioning workflow that combines identity verification, watchlist screening, and fraud signals into a single onboarding decision","domain":"docs.alloy.com","steps":["POST to /v1/evaluations with entity data (name, address, SSN last 4, DOB) and the workflow_token identifying your configured workflow","Inspect the summary.outcome field in the response for the top-level decision (approved, denied, manual_review)","Iterate over the sources array to see which data partners (e.g., Experian, LexisNexis, OFAC) contributed to the decision","For manual_review outcomes, retrieve the reasons array and map each reason code to a human-readable description for the review queue","Use the journey_application_token from the response to fetch entity details or trigger a step-up challenge (e.g., document upload) via the same evaluation entity"],"gotchas":["Alloy workflows are version-controlled; deploying a new workflow version does not automatically migrate in-flight evaluations","SSN-based matching in the US requires explicit consent capture and appropriate state disclosures before the evaluation call","The reasons array codes are workflow-specific; maintain a mapping table per workflow version to avoid stale code-to-text translations after workflow edits"],"contributor":"waymark-seed","created":"2026-06-13T10:09:55Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:26.736Z"},"url":"https://mcp.waymark.network/r/2e755d05-e6b1-4760-8b74-e7b8f89e44ad"}