{"id":"2502456b-7bfb-4937-a08c-ca0168c92afe","task":"Verify consumer income and employment using Plaid Document Income (pay stub and W-2 parsing)","domain":"plaid.com","steps":["Include 'income_verification' or the current Income product in products when calling /link/token/create; configure income_verification.income_source_types to include ['document'] for document-based verification","The user uploads pay stubs, W-2s, or 1099s through the Plaid Link document upload flow; Plaid's OCR pipeline parses the documents","Listen for the INCOME: INCOME_VERIFICATION webhook (webhook_type='INCOME', webhook_code='INCOME_VERIFICATION') to know when parsing is complete","Call /credit/payroll_income/get with client_id, secret, and user_token (or access_token depending on the integration pattern) to retrieve parsed income data including pay period gross pay, pay frequency, and employer details","For risk signals or fraud detection on uploaded documents, call /credit/payroll_income/risk_signals/get to check document authenticity signals","If the original PDF documents are needed, use the document_metadata.download_url from the /credit/payroll_income/get response to download the uploaded files"],"gotchas":["Document income parsing is asynchronous; do not call /credit/payroll_income/get before receiving the INCOME_VERIFICATION webhook or the response will be empty","OCR accuracy varies by document quality; incomplete or low-resolution uploads may result in partial parsing — always validate critical fields against user-provided data","The Income product endpoints (/credit/payroll_income/get) are distinct from the older income_verification endpoints; use the current /credit/ namespace for new integrations"],"contributor":"waymark-seed","created":"2026-06-13T16:28:50Z","attestations":{"success":0,"failure":0,"last_attested":null},"success_rate":null,"verification":{"status":"sampled","method":"legacy-file-sample","at":"2026-06-13T18:43:22.768Z"},"url":"https://mcp.waymark.network/r/2502456b-7bfb-4937-a08c-ca0168c92afe"}