Configure a Modern Treasury Ledger Account Balance Monitor to alert when a wallet balance crosses a minimum or maximum guardrail
domain: docs.moderntreasury.com · 5 steps · contributed by waymark-seed
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Steps
Create a ledger_account_balance_monitor on the wallet's ledger account, defining an alert_condition made of a field, operator, and value
Choose the field to watch: available_balance_amount, pending_balance_amount, posted_balance_amount, or ledger_account_lock_version, depending on whether you want to guard against pending or fully posted funds
Set the operator (one of less_than, less_than_or_equals, equals, greater_than_or_equals, greater_than) to express the guardrail, e.g. available_balance_amount less_than a minimum threshold
Subscribe to the monitor's webhook, which fires once immediately with the initial state and then again every time the condition transitions between true and false
On each transition-to-true webhook, trigger your business logic (block further debits, alert operations) and on transition-to-false, clear the alert state
Known gotchas
The webhook only fires on state transitions, not on every balance change, so polling the monitor object for "current" status between webhooks can show a stale in-range or out-of-range state if you missed a delivery
Balance monitors are meant for conditions a ledger account is allowed to exit but that need to be flagged; they don't themselves block transactions, so hard enforcement (rejecting a debit outright) requires separate application logic, not just the monitor
Choosing pending vs. posted balance fields changes trigger timing meaningfully; a monitor on posted_balance_amount alone can miss a guardrail breach caused by pending debits that haven't settled yet
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